Funded and growing? Get credit ready for your next round.
The Credit Desk is like a help desk for your credit. See what lenders see before you apply again, and walk in with a file that shows your business at its best.
See what lenders see. In plain words.
You get your own private page. No login needed. It shows your Bankable Score, every problem we found, and exactly how we fix each one.
- Your Bankable Score today, and our estimate after your plan
- Each problem with its fix right under it
- Tap any item to see much more detail
- We compare your bureau file against your state filing, website and Google Business Profile
- Ongoing business credit monitoring after your plan
- Book a call or start online, any time
Plans for every stage of your business
Credit Ready Business
Our in-house business credit rebuild plan.
- Correct UCC, tax and other liens
- Slow payment experience correction
- Business credit rebuilding
- Business credit monitoring with alerts when your file changes
Loan preparation
Includes business loans, mortgages, vehicle and personal loans.
- Get your file in shape before you apply
- Know what lenders will ask about
- Apply with confidence
Startup capital preparation
Includes new corporation setup, loan preparation and your business credit bureau profile.
- Start your business credit the right way
- Make your records match from day one
- Open your first vendor accounts that report
Simple for you. Thorough behind the scenes.
Free consultation
Everyone's circumstances are unique. That's why we offer a free discovery call to discuss your situation and determine the best plan of attack.
See your private review
You get your own page with your Bankable Score, every problem we found, and how we fix each one, in plain words.
We get to work
Sign online in two minutes and we start on day one. We fix what is wrong and help you add good payment history.
Track and monitor
Watch every fix in your portal until you are bankable. Then we keep monitoring your file for changes.
Your business has its own credit file. Lenders read it first.
Business credit helps your company stand on its own. A strong profile can make it easier to qualify for loans, credit lines, leases and vendor terms, with higher limits. It also builds trust with suppliers, lenders and partners.
The file does not fix itself when your business moves, grows or changes. That is where Credit Desk comes in. We find what is wrong, fix it, and help you build what is missing.
Get approved, and for more
Lenders look at your business credit before they say yes, and before they decide how much.
Better terms over time
A strong file helps you qualify for better offers and bigger amounts down the road.
Buy now, pay later from vendors
Suppliers check your business credit before they give you time to pay. That helps cash flow.
Keep personal and business apart
Credit in the business name helps keep business borrowing off your personal credit.
Build trust with everyone
Lenders, suppliers, landlords and big customers can all look you up before they work with you.
Small errors cost big
An old address or a wrong start date can quietly shrink your next offer. Most owners never know it happened.
Feedback from clients just like you
“...this is legit, it's real, and I would say, YES, he's the real deal because I didn't think anyone out there could do what they've done.”
The Jones Family
“He deserves more credit than what I can give him, mainly because he is not only a genius at what he does, but he is passionate about helping folks like you and me succeed.”
“I was skeptical and nervous... I was astounded that Alan did everything he said he could do, and more.”
“His knowledge of credit is unmatched... Alan has that very rare quality to make everyone with whom he engages feel like they and their situation is genuinely important to him. For credit issues, Alan is the expert I turn to.”
Individual experiences. Results vary by business and are not guaranteed.
Business credit guides for owners
How to Get Funding Ready: A Business Loan Readiness Guide
Getting funding ready means your business credit, records and documents are in order before you apply. Use this business loan readiness guide to check fundability and prepare for your next application.
By Alan Hayon, CEO · 6 min readBusiness Credit Monitoring: What It Is and Why Your Business Needs It
Business credit monitoring alerts you when your business credit scores, accounts, public records or company details change. Learn what to monitor, how often and how it protects your fundability.
By Alan Hayon, CEO · 5 min readGoogle Business Profile and Business Credit: Why Lenders Check It
Your Google Business Profile helps lenders verify your business is real. Learn how it connects to business credit, how mismatches hurt fundability, and how to align it with your state filing and bureau files.
By Alan Hayon, CEO · 6 min readHow to Build Business Credit: A Step by Step Guide for Small Businesses
Learn how to build business credit the right way: set up your business foundation, get listed with the business credit bureaus, open reporting accounts, and keep your file accurate and monitored.
By Alan Hayon, CEO · 6 min readBusiness Credit Mismatches: What They Are and How to Fix Them
A business credit mismatch is when your bureau file does not match your state filing, website or Google Business Profile. Learn the common mismatches, why they hurt approvals, and how to fix them.
By Alan Hayon, CEO · 6 min readPaydex Score: The Complete Guide for Small Business Owners
What the Dun & Bradstreet Paydex score is, how the 1 to 100 scale works, what a good Paydex score is, and how to build one lenders and suppliers trust.
By Alan Hayon, CEO · 8 min readGet credit ready before your next loan application.
A free review of your business credit file with a Credit Desk specialist. No SSN needed to start.