Get credit ready before your next loan application.
Unlock financial opportunities with expert guidance from Credit Desk. See what lenders see, fix what is wrong, and walk into your next round credit ready.
We're credit and lending specialists with a proven track record.
See your file, step by step.
Your review walks you through it in five simple steps: your score, every problem we can fix, what does not match, your plan, and where it gets you. When you are ready, tap Start now.
Demo data. Fictional business. Tap the slide to go to the next one.
Small errors shrink your next offer. We find them first.
We compare your business credit bureau file against your state filing, website and Google Business Profile, and show you every problem in plain words, with how we fix it right underneath.
- Wrong status, old address or wrong start date
- Phone, name or industry that does not match
- Too few bills on file to score how well you pay
- UCC, tax and other liens that need correcting
The bureau shows your business as closed. You are open.
→ We get your file to show your business as active.
Address. Bureau: 18 Old Mill Rd. You: 240 Harbor Ave.
→ We update your profile to match.
Only 2 bills show on your file.
→ We help your business build positive payment history.
Everything about your business credit, in one place
Correct, build, update and track your business credit. Tap through to see what you get.
Your private review page
Your own page with a private link. No login needed. Your scores up top, and every detail one tap away.
Demo data. Fictional business.Credit Ready Business
Our in-house business credit rebuild plan. Real lending expertise to help you improve your credit and secure financing.
Credit Ready Business
Our in-house business credit rebuild plan.
- Correct UCC, tax and other liens
- Slow payment experience correction
- Business credit rebuilding
Business credit monitoring
Stay bankable after your plan.
- We watch your business credit file
- We flag new accounts, late reports and changes
- Catch small problems before a lender does
Loan preparation
Get your file in shape before you apply.
- Business loans and lines of credit
- Mortgages, vehicle and personal loans
- Know what lenders will ask about
Startup capital preparation
Start your business credit the right way.
- New corporation setup help
- Business credit bureau profile setup
- Loan preparation from day one
Free consultation
Everyone's circumstances are unique. That's why we offer a free discovery call to discuss your situation and determine the best plan of attack.
See your private review
You get your own page with your Bankable Score, every problem we found, and how we fix each one, in plain words.
We get to work
Sign online in two minutes and we start on day one. We fix what is wrong and help you add good payment history.
Track and monitor
Watch every fix in your portal until you are bankable. Then we keep monitoring your file for changes.
Your business has its own credit file. Lenders read it first.
Business credit helps your company stand on its own. A strong profile can make it easier to qualify for loans, credit lines, leases and vendor terms, with higher limits. It also builds trust with suppliers, lenders and partners.
The file does not fix itself when your business moves, grows or changes. That is where Credit Desk comes in. We find what is wrong, fix it, and help you build what is missing.
Get approved, and for more
Lenders look at your business credit before they say yes, and before they decide how much.
Better terms over time
A strong file helps you qualify for better offers and bigger amounts down the road.
Buy now, pay later from vendors
Suppliers check your business credit before they give you time to pay. That helps cash flow.
Keep personal and business apart
Credit in the business name helps keep business borrowing off your personal credit.
Build trust with everyone
Lenders, suppliers, landlords and big customers can all look you up before they work with you.
Small errors cost big
An old address or a wrong start date can quietly shrink your next offer. Most owners never know it happened.
“Throughout my career in lending, I have watched strong, funded businesses get smaller offers on their next round for things they could fix: an old address, a name that does not match, a bill that reported late when it was paid on time. You deserve to see what lenders see before you apply. That is why I started Credit Desk.”
Alan Hayon, Founder & CEO, Credit Desk · Meet our CEO
Feedback from clients just like you
“...this is legit, it's real, and I would say, YES, he's the real deal because I didn't think anyone out there could do what they've done.”
The Jones Family
“He deserves more credit than what I can give him, mainly because he is not only a genius at what he does, but he is passionate about helping folks like you and me succeed.”
“I was skeptical and nervous... I was astounded that Alan did everything he said he could do, and more.”
“His knowledge of credit is unmatched... Alan has that very rare quality to make everyone with whom he engages feel like they and their situation is genuinely important to him. For credit issues, Alan is the expert I turn to.”
Individual experiences. Results vary by business and are not guaranteed.
Learn how business credit works
How to Get Funding Ready: A Business Loan Readiness Guide
Getting funding ready means your business credit, records and documents are in order before you apply. Use this business loan readiness guide to check fundability and prepare for your next application.
By Alan Hayon, CEO · 6 min readBusiness Credit Monitoring: What It Is and Why Your Business Needs It
Business credit monitoring alerts you when your business credit scores, accounts, public records or company details change. Learn what to monitor, how often and how it protects your fundability.
By Alan Hayon, CEO · 5 min readGoogle Business Profile and Business Credit: Why Lenders Check It
Your Google Business Profile helps lenders verify your business is real. Learn how it connects to business credit, how mismatches hurt fundability, and how to align it with your state filing and bureau files.
By Alan Hayon, CEO · 6 min readHow to Build Business Credit: A Step by Step Guide for Small Businesses
Learn how to build business credit the right way: set up your business foundation, get listed with the business credit bureaus, open reporting accounts, and keep your file accurate and monitored.
By Alan Hayon, CEO · 6 min readBusiness Credit Mismatches: What They Are and How to Fix Them
A business credit mismatch is when your bureau file does not match your state filing, website or Google Business Profile. Learn the common mismatches, why they hurt approvals, and how to fix them.
By Alan Hayon, CEO · 6 min readUCC Liens Explained: What They Mean for Your Business Credit
A UCC filing is a public notice that a lender has an interest in business assets. Learn what UCC liens are, how they show up on business credit reports, how lenders read them and how to keep them accurate.
By Alan Hayon, CEO · 6 min readGet credit ready before your next loan application.
A free review of your business credit file with a Credit Desk specialist. No SSN needed to start.