10K+
Satisfied Small Businesses and Individuals.
Obtained by previously denied applicants.
$1B+
Highly rated by customers on Trust Pilot.
Rated Excellent
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Partner with us: maximize client success through referrals
Can't accommodate a client's lending needs? Let us help. The Credit Desk serves as a seamless extension of your business, providing comprehensive credit improvement solutions that transform challenging prospects into qualified borrowers. By referring clients to us, you help them qualify for better loan terms, strengthen your client relationships, and create future lending opportunities. Our proven credit improvement services complement your business while maintaining your professional standards.
Achieving financial freedom while strengthening your client relationships.
Build and maintain a thriving customer network while helping individuals restore their financial health through credit improvement services. Create sustainable income streams through our partner program by educating consumers about their rights and offering proven credit repair solutions that generate ongoing revenue.
MCA Funding
After funding of the Merchant Cash Advance (MCA), our team starts credit optimization. This helps build a stronger business credit profile, creating opportunities for future renewals with improved rates and terms.
MCA Denial
Upon receiving an MCA (Merchant Cash Advance) denial, our dedicated team takes immediate action to help improve your client’s financial profiles. We begin by running a comprehensive analysis of credit history, identifying key areas for improvement. Our experts then work diligently to repair any discrepancies and implement strategic solutions to rebuild credit standing. This systematic approach helps position businesses for better funding opportunities in the future.
SBA & Term Loan Prep
Clients seeking SBA 7(a) loans require strategic credit optimization to meet strict lending criteria. While Merchant Cash Advances (MCAs) offer quick funding, they often don't align with long-term business goals. Our credit improvement plan will strengthen business credit profiles for SBA qualification. This includes addressing reporting errors, establishing trade lines, and improving credit utilization ratios. The process ensures clients meet SBA requirements for more favorable interest rates and terms, positioning the business for sustainable growth through traditional financing channels.
SBA Denial
We specialize in resolving credit obstacles that lead to SBA loan denials. Our process addresses UCC liens, judgments, tax liens, and adverse vendor payment records with Dun & Bradstreet, Secretary of State, and other reporting agencies. Through strategic credit improvement solutions, businesses can establish stronger creditworthiness and improve eligibility for SBA loan approval.
Why become a credit desk affiliate?
We consider the credit health and attrition of your book of clients as our job to maintain. That's why we help our partners build a more complete financial plan, inclusive of both lending and credit products. Helping our ISO affiliates make extra commission while helping their clients prepare for the next renewal or position.
We're Credit & Lending Specialists with a Proven Track Record
10K+ Satisfied
Satisfied Small Businesses and Individuals.
$1 Billion+
Obtained by Previously Denied Applicants.
Rated Excellent
Highly Rated by customers on Trust Pilot.